Insurance & Fees

Insurance Coverage:

Underwood Counseling & Consultation, PLLC accepts private pay; BCBS PPO plans; most BCBS HMO plans; Anthem; and Cigna Evernorth EAP, HMO, PPO, and TPA plans. If using insurance, your session rate is contingent upon your specific insurance benefits and the contract that Underwood Counseling & Consultation, PLLC has with BCBS and Cigna Evernorth. Our billing and claims assistant will verify your coverage and email you with your copay/coinsurance cost. To avoid issues with filing in-network claims with BCBS and Cigna Evernorth….

1. YOU MUST INFORM US IF YOU HAVE A SECONDARY INSURANCE PLAN THAT IS NOT BCBS OR CIGNA EVERNORTH.
If BCBS or Cigna Evernorth denies your claim due to coverage with a secondary insurance plan you will be required to cover the full session fee.

2. YOU MUST INFORM US IF YOUR BCBS OR CIGNA EVERNORTH INSURANCE TERMINATES OR CHANGES.
If you attend a session during a period of time following termination or change in BCBS or Cigna Evernorth coverage and your claim is denied you are  responsible for the full session fee.
We are out-of-network with other insurance companies. If you would like to file an out-of-network claim, Underwood Counseling & Consultation, PLLC will provide you with the necessary documentation to do so.

Fees:

1. 1. In-network with BCBS PPO, BCBS HMO; Anthem; and Cigna Evernorth EAP, Cigna HMO, Cigna PPO, and Cigna TPA: Your rate is dependent upon your insurance coverage and benefits. We will verify your coverage and inform you of your copay/coinsurance. 

2. Out-of-Network: Upon your request, we will provide you with the necessary medical spending statement to file an out-of-network claim for possible reimbursement of your fee. Appointments with Advanced Licensed Therapists are $170 per session; Associate Licensed Therapists are $110 per session; and appointments with Dr. Lucy Underwood are $185 per session.